Pengaruh Melek Finansial, Sosialisasi Orang Tua, dan Teman Sebaya Terhadap Perilaku Menabung Mahasiswa Bidik Misi Fakultas Ekonomi Universitas Samudra

  • Suri Amilia Program Studi Manajemen, Fakultas Ekonomi. Universitas Samudra
  • Tengku Putri Lindung Bulan Program Studi Manajemen, Fakultas Ekonomi. Universitas Samudra
  • Muhammad Rizal Program Studi Manajemen, Fakultas Ekonomi. Universitas Samudra
Keywords: Financial Literacy; Socialisation of Parents; Peers; Saving Behaviour.

Abstract

The objective of the research was to find out the financial literacy, socialisation of parents,and peers influence of the saving behaviour of bidikmisi students on Fakultas Ekonomi - Universitas Samudra. Data collection techniques were conducted by distributing questionnaires with a Likert scale with the number of respondents as many as 197 people. Data analysis method using multiple linear regression, with multiple linear regression analysis equation in research are: Y = 12, 388 + 0,244X1 + 0,436X2 + 0,074X3. The value of Adjusted R Square obtained by 0,28 or 28% indicates the ability of financial literacy variables, socialisation of parents, and peers, in explaining the saving behaviour of 32,8%, while the remaining 72% is influenced by other factors not researched. Significant value for financial literacy is 0,002 < alpha 0,05, financial literacy variable have a significant effect of the saving behaviour, and the hypothesis accepted. Significant value for a socialisation of parents 0,000 < alpha 0,05, Variables of socialisation of parents significantly influence of the saving behaviour. Thus the hypothesis accepted. Significant value for peers of 0,380 > alpha 0,05, Peer variables significantly influence of the behaviour saving. Thus the hypothesis is rejected.

Published
2018-11-06
How to Cite
Amilia, S., Lindung Bulan, T., & Rizal, M. (2018). Pengaruh Melek Finansial, Sosialisasi Orang Tua, dan Teman Sebaya Terhadap Perilaku Menabung Mahasiswa Bidik Misi Fakultas Ekonomi Universitas Samudra. Jurnal Samudra Ekonomika, 2(2), 97-107. Retrieved from http://ejurnalunsam.id/index.php/jse/article/view/877
Section
Articles