SASONGKO, H.; NANCY YUSNITA. The Influence of Productive Asset Quality, Loan to Deposit Ratio, Non Performing Loan, and Operating Expenses to Operating Income on Profit with Capital Adequacy Ratio as Moderating Variable in Indonesian Banking. Jurnal Manajemen dan Keuangan, v. 12, n. 1, p. 141 - 163, 31 May 2023.