Nasir M, AR MY, Amri M, Handayani CF, Aryati A. The Effect of Internal and External Factors on Non-Performing Financing at Islamic Commercial Banks in Indonesia. JSEB [Internet]. 2022Jul.30 [cited 2024Sep.19];13(2):267-76. Available from: https://ejurnalunsam.id/index.php/jseb/article/view/3342